Norway’s government is bailing out Norwegian banks, or at least helping them reduce their losses. The front pages of Bergen’s two newspapers have been telling me since the summer that the real estate market now sucks. I am following an Icelandic woman’s blog and getting emotional about her problems and Iceland’s. It’s hard work not getting caught up in the energy, but I find myself doing so, and need to step back and look at the reality.
I was wondering what the opposite of “crisis” is. That word is getting used a lot now. I was surprised to discover that “crisis” did not originally mean a bad event, but a decision or moment of decision. There is no direct opposite to “crisis” but there is to “decision”: Indecision. This suggests to me that whatever the crisis is (as described by either dictionary or local newspaper), it is a time to choose. It is a time to decide. It is a time to act.
A crisis is not a tangible thing, but more a point in time, something that spurs us into reevaluating our future. So many are looking at the future with fear and worry. It seems to me that making a decision to lessen that fear and worry would also lessen the crisis.
Me, I am fine. Unlike a lot of single people in Norway, I can easily afford my home, with it’s now small mortgage. The interest rate can go wherever it wants; I can keep up. Lately, though, I have been playing around with some personal finance software, wanting to set up a budget. There are some things I want to do: I want to buy some expensive DVD-sets (the entire Star Trek: TOS, for example), I love shopping for music on iTunes Store (such an addiction), and I’ve discovered that my mortgage runs until 2021. I don’t have the patience for that. I want to pay it off sooner. And there are some other things to save money for (like new a stove and bathroom) So, I want to take a good look at where my money is going and see if I can’t do everything I want, when I want. That is a decision I am making, but it is no crisis.
I am a very lucky woman, and this blog post is really my way of saying I am grateful for my good finances and for my home.